Orange County Personal Injury and Bankruptcy Blog

Introducing Senior Paralegal In Our Accident Dept. Ricky Adkinson!

Ricky E. Adkinson got his start in the legal field as a teenager working for the Orange County District Attorney office. He worked alongside District Attorney, Michael R. Capizzi. At that time, Ricky was recognized by the District Attorney and was awarded special acknowledgement for his swift and fast actions on several important state matters. […]

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You've Suffered A Car Accident in Orange County! What Next?

No one plans or predicts when an accident will occur. That's why they are called accidents. However, the reality is that they happen to us all and they happen every day. YOU HAVE SUFFERED A CAR ACCIDENT! WHAT DO YOU DO NEXT? 1. NEVER ADMIT FAULT! Not to police or to any other party, including […]

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Can I Qualify For Chapter 7 If I Fail The Means Test in California? Yes!

Passing a difficult means test will be the topic for another blog post (for those that are over-median earners), but for the purposes of this post, I focus on those who presumably make too much money to qualify for the garden variety Chapter 7 bankruptcy but have found themselves in the unique position to still […]

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How Do I Qualify for Chapter 13 in California?

Due Diligence, Voluntary Petition, Schedules, Exemptions, SOFA, 22C with POS, Plan with Notice of 341a and POS, Priority vs. nonpriority, Trustee fees, Classes of debt, RARA with POS, Tax and DSO Dec with POS, Postpetition payments with POS, Trustee package, Plan payments, Step-ups, Tax refund issues, 109e objections, Creditor objections, Good vs. bad faith, Best […]

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Bank Levies and Bankruptcy in California

If you have recently been levied by a creditor then you know first-hand the nasty feeling of being attacked by surprise, sometimes without notice. In order for the creditor to have levied the money from your bank accounts, they must have obtained a court judgment against you as the debtor. (This is different from rights […]

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Orange County Short Sales Real Estate Services

At Barrios & Machado, we are in the unique position to offer qualified and expert real estate services through our very own Maria Borrego-DiVito, Centurion Realtor - Century 21. Mrs. DiVito is an expert in short sales and has established positive relationships with the major banks in an effort to see that your real estate […]

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Does filing Bankruptcy stop a foreclosure in California?

Former NFL star, Mr. Eddie George, is set to lose his million-dollar home to foreclosure. For many months, Mr. George, through his accountant and agents (presumably all highly competent and paid), has been working towards a loan modification with their mortgage lender. For months, Mr. George's party has been optimistic that foreclosure would be avoided […]

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How Chapter 13 Bankruptcy Affects a 401K Loan

401K loans are debts that must be paid back and cannot be discharged in a bankruptcy. In essence, you are borrowing money from your own investments (money you have earned and set aside for retirement). There is a silver lining to paying back your 401K loans. After receiving the benefit of early withdrawal, a Chapter […]

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How Do I File For Emergency Bankruptcy?

Did you know you can file your bankruptcy any day and at any time? This is correct. If you are facing an emergency financial dilemma, you can prevent further damage by filing for bankruptcy relief and this can be done the same day you decide. How fast can I file for bankruptcy? At Barrios & […]

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Large or Small Bankruptcy Firm - Which Is Better?

At Barrios & Machado, it will always be our priority to see that all your questions and concerns are fully answered. We pride ourselves on the focused attention we deliver to each and every one of our clients. At many firms you see a non-attorney spokesperson for your first consultation and after that you are […]

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