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SKELETON FILINGS (EMERGENCY BANKRUPTCY!)

Did you know you can file your bankruptcy any day and at any time? This is correct. If you are facing an emergency financial dilemma, you can prevent further damage by filing for bankruptcy relief and this can be done the same day you decide.

At Barrios & Machado, we are in a unique position to offer same-day filing service for those who desperately need to block aggressive collection efforts.

How we do this:

When you come to see us, we can fill out the retainer, have you take your first counseling session online over the phone (same day) and file what is called a "Skeleton Petition" before day's end. This is the official commencement of a bankruptcy case and will put an "automatic stay" or restraining order on all your creditors. That means that any potential garnishment, foreclosure, etc. will be blocked immediately on the filing.

After this emergency skeleton filing, the court then allows a few days to complete the information found in a bankruptcy petition, known as the "balance of schedules." This gives you some time to breathe without the stress of knowing that a creditor is about to strike. We can then sit with calm and complete your bankruptcy petition and then file the remaining schedules shortly after.

If you find yourself in an emergency financial situation, give us a call and we can help you out it...fast! After all, life is too precious to waste another minute of it!

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728 E Chapman Ave. Orange, CA 92866
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Address: 723 West Chapman Ave. Orange, CA 92868 Phone: (714) 515-9696